Property. Strategy. Results.

Practical articles from our experience on the ground — for investors, buyers, and anyone curious about UK property.

BRRR Strategy Lenders in the UK (2026): Auction, Refurb and Refinance Compared
Finance

BRRR Strategy Lenders in the UK (2026): Auction, Refurb and Refinance Compared

Comparing loan-to-cost and loan-to-GDV across 47 lenders in The Lender Index 2025/26 shows which ones fund the most of a BRRR deal — and where the real limits sit.

Artem Storozhuk19 min read
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Southwark Council Contact Numbers: The Complete Directory for Landlords, Tenants & Property Owners
Market Insights

Southwark Council Contact Numbers: The Complete Directory for Landlords, Tenants & Property Owners

Which Southwark Council team handles licensing, housing enforcement, repairs, homelessness, noise, planning, parking or business rates — a single reference for landlords, tenants and investors, with the numbers and emails that come up most often.

Oleksandr Nechepurenko14 min read
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The UK Landlord Tax Guide: Income Tax, Section 24, CGT, and Ltd Co Compared
Finance

The UK Landlord Tax Guide: Income Tax, Section 24, CGT, and Ltd Co Compared

Four separate tax questions land on every UK landlord's desk — what you owe on rental income, what Section 24 costs you, what happens when you sell, and whether a Ltd company changes the maths. One guide, one place to start, with a calculator for each.

Artem Storozhuk8 min read
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Can a UK Limited Company Remortgage at Swiss or Dutch Rates? The Offshore Myth, Explained
Finance

Can a UK Limited Company Remortgage at Swiss or Dutch Rates? The Offshore Myth, Explained

Swiss five-year fixes advertise near 1.5%, UK BTL mortgages sit near 5% — so why can't a UK SPV just borrow from a Zurich bank? The catch isn't the rate, it's the currency, the security, and who these lenders actually want as clients.

Oleksandr Nechepurenko12 min read
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How UK Banks Value a Property: A Complete Guide to Mortgage Valuations
Market Insights

How UK Banks Value a Property: A Complete Guide to Mortgage Valuations

AVM, desktop or a surveyor on-site — how lenders actually settle on a valuation figure, how comparable sales get weighed, and what to do when the number comes in below your agreed purchase price.

Artem Storozhuk11 min read
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Purchase Option Agreements in UK Property: A Complete Guide
Strategy

Purchase Option Agreements in UK Property: A Complete Guide

The right to buy a property later, at a fixed price, without any obligation to go through with it — how option agreements actually work, why developers use them over a straight purchase, and what buyers stand to lose if the deal falls through.

Oleksandr Nechepurenko9 min read
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What Documents Must a Landlord Give a Tenant? A Complete UK Move-In Checklist
Market Insights

What Documents Must a Landlord Give a Tenant? A Complete UK Move-In Checklist

Six documents an England landlord needs to hand over before a tenant moves in — miss the deposit prescribed information or an expired gas certificate, and you can end up unable to recover the property at all.

Artem Storozhuk8 min read
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The Legal Process of Buying a Property in the UK: A Step-by-Step Conveyancing Guide
Finance

The Legal Process of Buying a Property in the UK: A Step-by-Step Conveyancing Guide

Conveyancing usually takes 12–20 weeks, chains push it past 22 — and nothing's actually binding until exchange. Every stage explained, what causes delays, and how to keep yours on schedule.

Oleksandr Nechepurenko9 min read
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International Property Investment in the UK: A Guide for Overseas Investors
Strategy

International Property Investment in the UK: A Guide for Overseas Investors

Buying UK property from abroad means a 2% non-resident SDLT surcharge, financing without a UK credit footprint, and running a refurbishment you can't inspect in person — here's what actually trips up overseas investors, and how local support closes the gap.

Artem Storozhuk11 min read
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Why Have Luxury London Property Prices Fallen? The Real Reasons
Market Insights

Why Have Luxury London Property Prices Fallen? The Real Reasons

Prime central London is down 26% from its 2014 peak. Stamp duty stacking, the non-dom exodus, and a looming mansion tax explain the real cause.

Oleksandr Nechepurenko13 min read
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The Renters' Rights Act 2025: A Complete Guide for UK Landlords and Tenants
Market Insights

The Renters' Rights Act 2025: A Complete Guide for UK Landlords and Tenants

Section 21's gone, tenancies are periodic, and rent rises now go through a formal process — here's what the Renters' Rights Act actually changed.

Artem Storozhuk12 min read
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The UK Flat Lease Extension Process: A Complete Step-by-Step Guide (2026)
Finance

The UK Flat Lease Extension Process: A Complete Step-by-Step Guide (2026)

How the statutory lease extension process actually works in 2026 — the two-year rule is gone, but marriage value and freeholder's costs are still very much in force. Here's what's really changed.

Artem Storozhuk11 min read
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100% LTV Bridging Finance in the UK (2026): What's Real, What's Marketing
Finance

100% LTV Bridging Finance in the UK (2026): What's Real, What's Marketing

Genuine 100% LTV bridging with no additional security doesn't exist in the UK. Here's how the real structures work, what discount a BMV deal actually needs, and which lenders fit.

Oleksandr Nechepurenko12 min read
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Do You Need Planning Permission for a Short-Term Let or Airbnb in the UK? (2026 Guide)
Market Insights

Do You Need Planning Permission for a Short-Term Let or Airbnb in the UK? (2026 Guide)

Most of England doesn't need planning permission for occasional Airbnb — London caps entire-home lets at 90 nights. Either way, planning law never overrides your tenancy or lease.

Artem Storozhuk8 min read
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What Is a Good Rental Yield for a UK Buy-to-Let? (2026 Guide)
Strategy

What Is a Good Rental Yield for a UK Buy-to-Let? (2026 Guide)

A 9% yield isn't automatically better than 5.5% — the higher figure often hides weaker capital growth or heavier management. Here's how to judge yield properly.

Oleksandr Nechepurenko8 min read
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Is Airbnb Still Profitable in the UK in 2026?
Market Insights

Is Airbnb Still Profitable in the UK in 2026?

The days of listing a flat and collecting effortless profit are over. A realistic look at UK Airbnb yields, real costs, and buy vs rent-to-rent in 2026.

Artem Storozhuk9 min read
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What Does a Lease Extension Cost in England & Wales?
Finance

What Does a Lease Extension Cost in England & Wales?

A statutory lease extension adds 90 years and zeroes ground rent — but the premium can vary by tens of thousands depending on years remaining. Here's what drives the number.

Oleksandr Nechepurenko6 min read
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Buy-to-Let Stamp Duty (SDLT) Explained: Rates, Surcharges and Costs (2026 Guide)
Finance

Buy-to-Let Stamp Duty (SDLT) Explained: Rates, Surcharges and Costs (2026 Guide)

Buy-to-let purchases carry a 5% SDLT surcharge on top of standard rates — on a £300,000 purchase, that's £20,000 before deposit, legal fees or refurb.

Artem Storozhuk8 min read
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What Is the BRRR Strategy? A Complete UK Investor Guide (2026)
Strategy

What Is the BRRR Strategy? A Complete UK Investor Guide (2026)

Buy, Refurbish, Rent, Refinance, Repeat — the strategy that lets you recycle capital into the next deal instead of finding a fresh deposit every time. How it actually works, and where it breaks.

Artem Storozhuk9 min read
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Buying at Auction in the UK: What We've Learned From 3 Properties
Strategy

Buying at Auction in the UK: What We've Learned From 3 Properties

Auctions can be intimidating for first-time buyers. Here's what we've learned from successfully acquiring three properties through UK property auctions.

Artem Storozhuk5 min read
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Why We Focus on Mid-Market Homes With High-Spec Finishes
Projects

Why We Focus on Mid-Market Homes With High-Spec Finishes

Our strategy isn't about luxury penthouses or budget bedsits. Here's why mid-market homes with premium finishes deliver the best risk-adjusted returns.

Oleksandr Nechepurenko4 min read
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Liverpool vs London: Where the Numbers Work Better for Property Investors
Market Insights

Liverpool vs London: Where the Numbers Work Better for Property Investors

We operate in both cities. Here's an honest comparison of yields, capital growth, and operational realities in Liverpool versus London.

Artem Storozhuk7 min read
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Bridge Loans Explained: How We Move Fast on Deals
Finance

Bridge Loans Explained: How We Move Fast on Deals

Speed is everything in property acquisitions. Here's how bridging finance works and why it's essential to our investment strategy.

Oleksandr Nechepurenko5 min read
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